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Christensen Insurance Group

765 E 9000 S Suite A2
Sandy, UT 84094

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Why you need flood insurance on top of homeowners insurance

When most people think of home insurance, they likely don’t consider the potential for flooding. Homeowners’ insurance often does not cover damage due to flooding, and homeowners must purchase a separate flood insurance policy to be protected. Flood insurance from Christensen Insurance Group can help protect your finances if your property is damaged or destroyed by floods caused by heavy rains, melting snow, hurricanes, and other natural disasters in the Sandy, UT area.

As well as providing financial protection from flooding, flood insurance can provide peace of mind. Knowing that you are protected if your property is damaged or destroyed by a natural disaster can alleviate some of the stress associated with the threat of floods.

Knowing what type of coverage your flood insurance policy offers is vital before purchasing. Many policies cover structural repairs for damage caused by water but may not cover contents inside the home, such as furniture, appliances, electronics, and clothing. It’s also important to understand limits and exclusions on coverage so that you fully understand what is covered in case of a significant event.

The cost of flood insurance will vary based on the level of coverage and location of your home. It’s essential to shop around and compare rates from different insurance providers to find the best value for your money.

Taking the time to ensure you have adequate flood insurance can help protect your finances and peace of mind during times of natural disaster. Make sure you understand what type of coverage each policy offers, and shop around for the best deal before making a final purchase. For more information, give us at Christensen Insurance Group a call today. We proudly serve the Sandy, UT area.