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765 E 9000 S Suite A2
Sandy, UT 84094

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3 Reasons It’s Beneficial to Have Flood Insurance in Utah

Having Flood Insurance in Utah

Standard homeowners insurance does not cover flooding in general. Most homeowners in Utah will need to get insurance through the National Flood Insurance Program (NFIP), which an insurance agency can provide help with contacts.

Christensen Insurance Group in Sandy, UT can help you with flood insurance to stay protected in the event of a disaster. We will help you get the most out of your coverage and work with you to understand the types of policies and what they cover.

3 Reasons to Get Flood Insurance in Utah

There are some good reasons to have flood insurance in Utah, even though there is not a lot of annual rainfall. They include:

  • Unexpected events such as water mains bursting and causing a home to flooding. This can be covered under flooding damage with the right coverage.
  • Heavy snowmelt that leads to flooding in a home is another reason that may be overlooked for getting insured.
  • An unexpected flooding event even in low-risk floodplain zones.

Do I Need Flood Insurance? 

Typically, this is a personal choice though it may be required depending on the lending institution to have a mortgage and other factors. If you live in a high-risk flood zone, it is common sense to have some flood insurance.

Quality Insurance in Utah

Contact us at Christensen Insurance Group in Sandy, UT to schedule an appointment to speak with one of our agents about flood insurance policies. We have years of collective experience helping homeowners get the coverage they need to stay protected during times of disaster and loss. Our agents will work with you to craft a policy that fits your particular needs.

Does Flood Insurance Cover Driving Rain Damage

When it comes to owning a home, you have tons of questions that need answers to help you understand the limits of policy coverage. One question that many homeowners have is whether their home insurance covers damage resulting from wind-driven rain, or if that falls under flood insurance coverage.

Wind-Driven Water

If you have home insurance coverage in place, it will usually cover wind-driven water damage from a storm or a similar situation. Flood insurance covers typical standing water and the damage that occurs from that instance. In order to learn more about policy specifics, it is wise to work with an insurance agent who can help guide the policy purchase process and thoroughly explains the terms and conditions related to each policy, as well as the limits of coverage. Customers who have complete knowledge of their insurance limits can then decide if additional policies or coverage options are necessary to avoid gaps and offer complete protection.

Work With An Agent

If you are looking for a quality insurance policy that offers the right amount of protection, seek the assistance of an insurance agent from Christensen Insurance Group, serving the residents of Salt Lake City and Sandy, UT. We can work one on one with customers to ensure they are getting the options they need to protect their property. We can also help with any claims or changes to the policy over the course of time.

If you have questions about home insurance and want informative answers, call or stop by Christensen Insurance Group of Sandy, UT. We can help you discover the right products to provide total coverage and protection.