Selecting an auto insurance policy is one of the most important steps in purchasing a vehicle and driving legally in Utah. If you’re a motorist in Sandy, UT looking for the right auto insurance policy, we can help you at Christensen Insurance Group.
The following are three steps you’ll want to go through before you purchase an auto insurance policy in Utah.
Familiarize yourself with auto insurance
Before you decide on a policy, you need to understand some key terms and concepts. You need to know the difference between liability and collision coverage, for example. You also need to understand how deductibles work on an insurance policy.
Familiarize yourself with these auto insurance terms to get started. Then, you can better decide what you want in a policy.
Get quotes on policies available to you.
Insurance providers give out policy quotes on request. This means they provide a consumer with a cost estimate of how much it would cost them to purchase insurance through that particular provider.
In order to find the best auto insurance option, you should get quotes from numerous providers. Then, you can understand what your options are before you make a decision.
Select the best possible option for your needs
Once you have a few quotes, you can evaluate them. Make sure you don’t simply choose the least expensive quote. Instead, you should study the details of each policy and select the policy with the best value.
It’s essential that you realize how important your policy is going to be if you get in an accident. Carefully evaluate your options and buy from a provider you know you’ll be able to depend on if you’re in an accident.
Are you ready to get started finding auto insurance in Sandy, UT? We can help with that! Contact us at Christensen Insurance Group to explore your auto insurance options more.
Winter is right around the corner, and in some places, it’s already struck. If you haven’t already looked into supplemental auto insurance coverage for your vehicle, now’s the time to do so. You will want to know if any circumstances that apply more during the winter affect your car and risk level of accidents and other catastrophic events. A Christensen Insurance Group agent can provide you with information about what’s available in your situation in the Sandy, UT area.
No-Fault State Requirements
Since Utah is a no-fault state, it’s required that you have $3,000 for personal injury protection. Further, Utah law mandates insurance companies to offer $25,000 per person for bodily injury, $65,000 per accident for bodily injury, and $15,000 per accident for property.
Regardless of what’s required, it’s always recommended that you have additional coverage – known as supplemental insurance coverage. You can discuss your needs to include various circumstances right when you first get insurance, no matter the time of year. If you haven’t thought of getting extra coverage yet, it’s an ideal time for it.
Don’t Drop That Coverage
If you think it’s a good idea to lower your car insurance or get rid of it entirely in the winter, you would be wrong. It’s just as important to have insurance even when you don’t drive your car as often. For one thing, the roads are more dangerous, and accidents occur more frequently. You’ll want to make sure you have plenty of coverage in the event something happens that causes significant damage to your vehicle and injuries that lead to high medical bills.
No matter the type of vehicle you drive, you’ll do well to find out what supplemental insurance options are offered from a reputable company like Christensen Insurance Group. Serving the greater Sandy, UT region over the years, our company has many satisfied customers and beneficial offerings.