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Christensen Insurance Group

765 E 9000 S Suite A2
Sandy, UT 84094

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Explaining The Benefits Of Boat Insurance

Christensen Insurance Group offers coverage to the Sandy, UT community. For over 50 years, we have helped our clients find coverage that suits their individual needs. We hope to create a family atmosphere so that our clients feel comfortable. We are an independent insurance agency.

The Benefits of Boat Insurance

During warm summers, Sandy, UT is an attractive destination for boating. If you plan to explore Lake Powell, Yuba Lake, and Willard Bay, boat insurance is an asset. Accidents can happen at any time while you are out on the water. You will also have to be aware of the potential natural disasters that can damage boats.

Boat insurance covers any damages to your boat as a result of colliding with another boat or object. You are also covered if your boat is vandalized or stolen. Liability coverage protects you if your boat damages someone else’s property or if a passenger on your boat gets injured. Liability coverage also protects you if your engine malfunctions and some fuel leaks into the water.

Boat insurance also covers all of your personal items on the boat. You are covered if your possessions are stolen or vandalized. If you plan to add special accessories to your boats, such as an anchor, sail, or some other type of equipment, you will have to amend your policy to protect those items. Consider adding emergency assistance so that you will be covered if you need towing service at some point. If your boat suffers severe damage, you can add replacement coverage so that you will be back on the water in another boat as soon as possible.

Christensen Insurance Group Will Help You Protect Your Assets

Visit our website to learn more information about boat insurance.  

When does someone need to have boat insurance?

If you are in the Sandy, UT area, there are many great days during the summer months that make it fun to own a boat. If you do have a boat, you need to make sure that you get it properly insured. There are several situations when someone will want to have insurance for their boat. 

When They Want Liability Protection

The first situation when someone will need to have boat insurance is when they want to have liability protection. If you are operating a boat, there is always a chance that there could be an accident that you cause. When this occurs, you will have to pay restitution. If you have boat insurance, you will have coverage to help offset and protect against this risk with liability insurance. This is one of the most important form of insurance you can hold on your vessel.

When they Want Protection for Asset

Another reason why you need to have boat insurance is that it will provide you with protection for your asset. Buying and maintaining a boat comes with a lot of expenses and investments. The last thing that you will want to have happened is to lose this investment due to damage or theft. Fortunately, you can get a boat insurance policy that will give you coverage to protect this asset.

There are many reasons to get boat insurance, and picking the right policy can be confusing. When you are in the Sandy, UT area, and are looking for boat insurance, you should call the team at the Christensen Insurance Group. When you speak with the team at the Christensen Insurance Group, you can be assured that our policies will cover your boat for any situation. We are happy to help you review your boating needs and help you find a policy that provides the right protection.