Having Flood Insurance in Utah
Standard homeowners insurance does not cover flooding in general. Most homeowners in Utah will need to get insurance through the National Flood Insurance Program (NFIP), which an insurance agency can provide help with contacts.
Christensen Insurance Group in Sandy, UT can help you with flood insurance to stay protected in the event of a disaster. We will help you get the most out of your coverage and work with you to understand the types of policies and what they cover.
3 Reasons to Get Flood Insurance in Utah
There are some good reasons to have flood insurance in Utah, even though there is not a lot of annual rainfall. They include:
- Unexpected events such as water mains bursting and causing a home to flooding. This can be covered under flooding damage with the right coverage.
- Heavy snowmelt that leads to flooding in a home is another reason that may be overlooked for getting insured.
- An unexpected flooding event even in low-risk floodplain zones.
Do I Need Flood Insurance?
Typically, this is a personal choice though it may be required depending on the lending institution to have a mortgage and other factors. If you live in a high-risk flood zone, it is common sense to have some flood insurance.
Quality Insurance in Utah
Contact us at Christensen Insurance Group in Sandy, UT to schedule an appointment to speak with one of our agents about flood insurance policies. We have years of collective experience helping homeowners get the coverage they need to stay protected during times of disaster and loss. Our agents will work with you to craft a policy that fits your particular needs.