Motorcycles are a special category of vehicle and therefore need a special type of insurance. At Christensen Insurance Group, serving Sandy UT, and the surrounding areas, we want to help motorcycle owners make smart insurance choices. Keep reading to learn more.
Can I Use Regular Insurance for My Bike?
It is not recommended to put your bike on a regular auto policy. The reason is that there are some increased risks of accidents and injuries for motorcycles that do not exist for regular vehicles. A motorcycle policy will provide for this extra coverage to ensure that you have the resources available to help pay for expenses in the event that you are in an accident.
Are Motorcycles More Dangerous Than Cars and Trucks?
For insurance purposes, motorcycles are often categorized as a higher-risk type of vehicle. There is simply not as much protection for you as the driver. This means that if you were to get into an accident, there is a much greater chance of injuries. Bikers also have somewhat less control over their bikes than a driver in a vehicle would. This poses an additional threat of risk to other drivers as well. All of these factors combined make a motorcycle a slightly more dangerous type of vehicle to operate.
Do Motorcycle Safety Classes Make A Difference?
Yes, it is always advisable to participate in a motorcycle safety class if you can. These types of classes will help you better understand how to keep yourself and other drivers safe on the road.
If you would like to learn more about motorcycle insurance, please contact us at Christensen Insurance Group, serving Sandy, UT, and the surrounding areas. We will be happy to answer your questions and find the right insurance policy for you today.