Home businesses are one of the fastest-growing types of businesses. It’s understandable since not having to rent or buy a building helps keep the cost of doing business down. If you do most of your business at your clients’ or customers’ location, then a home business is probably the right choice. But what about insurance? Does your home and auto insurance give you adequate coverage for your home business? This is a question that we can answer for you. At Christensen Insurance Group in Sandy, UT, we have been helping the community for more than 60 years, and we understand what doing business in the area is all about.
Commercial auto insurance
If your business owns even one vehicle having a commercial auto insurance policy is the way to go. Your personal auto insurance can refuse to pay a claim when it happens while you are using your vehicle for business.
Commercial property insurance
Your home insurance policy may offer minimal coverage for your home business, but it won’t give you the coverage you need. Commercial property insurance will protect your customer records, office equipment, and any supplies you may have stored in your home.
Commercial liability insurance
Being sued is one of the biggest dangers that any business faces and home businesses are at risk. It could be as simple as someone being injured while visiting your home or as complex as a lawsuit about a service or product you provide.
Different home businesses will have different commercial insurance needs. It is important to have a trusted insurance agent to turn to for the latest information on state regulations relating to home businesses. Christensen Insurance Group in Sandy, UT has the experience to make sure your business is protected. You can reach us on the phone or in-person at our office to discuss your home business insurance needs.